I was dead set on ordering a 430 HO Merc I/O for our boat but now I'm having second thoughts after reading a couple of comments on another thread. It seems the entire engine needs to be pulled at quite an expense to do any repairs such as starter replacement etc. I never had any issues with our last I/O but that was 15 years ago. So, those of you with I/O's, would you do it again or go with the outboard? How about major issues and cost for repairs.