SS props are much heavier than aluminum so there is a point of diminishing returns vis a vis rotating weight. I personally run shallow and a stainless prop is much better when it comes to dealing with constant nicks from bottom contact, but I also have a big 250 V6.
If you are STRIKING hard bottom then an aluminum could save your lower unit gears from damage, but you really need to avoid running in those areas first and foremost. Any decent hub will potentially spin or break in the bore on a hard strike but that's really just a lottery ticket and no guarantee. Stick to known channels, have a good depth finder, read the water, go slow in unknown areas and trim up if needed. Your LU is not long for this world if you keep hitting stuff!