Right - I have spent some time trying to figure this same issue out.
My research to date: (no idea if right, need to call Kicker or a Retail Provider and get advice direct).
I understand that while the head unit is only designed for 4 speakers, this really means the Balance and Fade features only work for 4 speakers. You can add 2 speakers to once channel, but the power is then split. I have also heard that the boats are not always wired the same - on some the balance fades the front and back and bypassed the fader, on others the balance works on all six speakers, and you use the fade for the front/back balance (which I think is correct). Personally, I find the rear swing back speakers to be plenty loud, and no reason to every adjust the balance with those. However, sometimes the speaker right next the captain chair can be loud, so the balance can come in handy. I assume the 2 rear facing speakers was given 1 channel from the head unit and the 4 in the boat share a channel, which is why they are not loud enough.
I want to minimize the power draw, as we often float all day. I have read that really no one has had an issue with even some sizable amps on their boat having a start issue at the end of the day. I also have a 2 battery system, only use a single battery when floating (at least when I remember to switch from 2 if I had been on a longer run and wanted to charge both).
So, in my case a 2 channel amplifier might work, and just hook those up the 4 interior speakers. Otherwise, I need a 4 channel amp so the rear speakers can also be provided additional power while also keeping the integrity of both the Balance and Fade working. I have read some issues with this, again with the balance and fade not having an equal adjustment (since the rear speakers are not on the amp).
Thus, my current working theory is that really I need a 4 channel system. Kicker offers a Marine grade KSMA500.4 for $470 that ads 125 watts/channel x4 with 2OHM Stereo. That drops to 75 with 4OHM stereo - not sure yet what that means, and Dynamic power of 700 watts (I assume this is maximum draw). They offer a more powerful 4 channel and then also an 8 channel system.
Now, most (here and the Facebook Bennington sites) suggest moving to the JBL system as the first start, even if just the amp. Apparently the controls are generally cross compatible.
My next step is to find the right supplier / installer and get these assumptions verified, along with a bit more research. I found it unusual that there was no clear and concise summary / shopping guide that was not overly technical - I just want my system a bit louder...LOL. And, I need to figure out how my system is currently wired. The only other advice I got was to definitely get a Marine Grade system - bounces, dampness - they can apparently make short life of most amps (though again some have suggested their non-marine grade has worked fine).
Honestly, I have been having so much fun with my boat, 2 years later and I have not even setup the SIMRAD!!! Please share whatever you conclude, install and the resulting performance increase!!!!!!!!