Mel...You and I are in the market for the very same boat because of the very same reasons, i.e. dock and lift restrictions. I've debated between the standard vs premium 20' models but have decided on the premium. I too have approached my dealer about upgrading to a 150HP...Not possible he adamantly says, due to manufacturer's guidelines, etc.... So I'll live with the 115HP. Your opinion on some other options: 1- Flooring?? I really like the Seagrass but some owners claim the rough texture traps debris, etc and is labor intensive, 2- GPS Speedometer w Compass Heading vs Simrad GPS G05?? Excuse my ignorance but I have no idea what the differences are. I have tried to research the two but I can't seem to find information. 3- Striker 4 Fish Graph?? What is this?? Do you use this and mount it on the dash in conjunction with the other electronics?? Your thoughts and comments??? Thanx