Thanks so much to all of you for prompt responses...I'm new to posting so hope I'm dong this correctly. I'll answer as many questions as I can, here goes: 1) We had 5 people on the boat -- 2 in the front, person each in the captain seats and one in the back, so evenly spread out; 2) I wouldn't say massive amount of water but it was a lot...so much so our feet were slopping in the water, and it trailed almost to one of the captain's chairs; 3) Definitely nothing to do w/rain...we cover our boat every night and it has a full canopy covering it -- it was dry when we took it out, so was our neighbor's -- we knew exactly when the water started coming in, we hit a small wave (trust me, it was small!), and in it came, not only that time but rest of the ride every time we hit a wave from another boat, in it came!; 4) Didn't think to post pics, will do that next weekend...no doubt it will happen again; 5) We have extended bow, underskinning & ESP pkge., underskinning not bent, wave shield not bent (both boats are brand new, 2 hours on one, 3 hours on another); 6) 200HP Yamaha. Needless to say, we ain't happy right now...dealer told us, well, had to be the waves were 4-5 feet - NO WAY, we're not on Lake Michigan, it's a medium size lake!!!