Too many years as a power engineer to drink that Kool aid. I'm not running test tones through my amp. If I was, I'd definitely not do it how I did. But I'm running music through it. Which is dynamic. It's not a continuous power draw. It's variable. Highly variable. There's recovery time, and it's all about thermodynamics. Thermo-god-damnics as my college roommate called it, and yes, the subject is a real bitch. Look up headroom. Listen to an old NAD 20 watt amp from the 80s with 6 dB of headroom and compare it to a more recent era 200 watt "Sony" (note that my boat has a Sony head that I intentionally bought and installed due to my being a cheap ass). Let me know which one you think has more "power" when playing music. The Sony one does if you are running a constant test tone. But if you are playing music, the NAD will change your thinking.
I'll let you know if my boat burns to the ground. I am confident that it's properly protected (fused and breakered). Wire, even small guage, takes a long time to heat up to fire-starting temps, ESPECIALLY with music dynamics. Breakers and fuses are thermal devices and their sole purpose is to open a circuit long before the wire rating if they are applied correctly. Otherwise, all Bennington boats would be fire traps. They are not. Let me say that again, they are not.
But you all are correct given the general audience of this forum and the short couple of sentences I wrote. I should not be spouting my opinions to those that might misinterpret them. Or not understand them. If you are uncertain about any of this, hire a pro like these guys have said. They are correct. Make sure your boat is safe. A few sentences by me should not be your install guide.
But I'll leave you with this. There is a strong contradiction between amp manufacturer's marketing "propaganda" and the wire size they actually use on their very own wiring harnesses they provide with their equipment. Some of you will know what I'm saying here.
And, I apologize for ruffling the feathers. It truly was not my intent. My hope is those that have been on this forum the last decade or so would understand that not to be the case.