First off, I do think you have a very good set up with your intended uses. I don’t think there is a NEED to add anything. If you still have some budget room, here are some things I’d consider and why:
* Extended aft deck = SUPER helpful when doing water sports; kids getting on and off when swimming, tubing, etc... The extra space back there is just simply nice. We do a lot of water sports with our Bennington, and this is a nice option in that regard. I would absolutely recommend this for the additional floor space in an area where it counts for watersports, and I could see it being handy when fishing.
* Heavy duty rub rail = Possible addition to help protect the boat for those unexpected bumps or slides against objects. Just a practical item to help protect the side of the boat.
* Pop-up cleats = Nice that they settle nearly flush with floor for no stubbed toes, but can be popped up when you need to tie up to a dock or another boat. Clean look, but practical on avoiding stubbed toes - particular with kids.
* Sharkhide Protectant = Helps keep toons clean and shinny. Just helps with aesthetics of the toons staying shinny. Nothing essential by any means.
* Tilt steering = Nice option to simply make driving a bit more comfortable, particularly making it a bit more adjustable for different drives: you v wife v possible other people. A little practice, but not an essential by any means.
* G series reclining helm chair = Each upgraded boat model chair is simply that much more comfy and plush compared to the lower model. Totally an aesthetic and luxury kind of add on.
* Simrad G05 = Very nice digital gps/fishfinder/and a dozen other features system. I really...really like our Simrad G05. I refer to it constantly, and if you are doing river cruising, it might be really nice for keeping track of location, destinations, saving waypoints, etc...