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I looked at these and there are some where I am at at Lake of the Ozarks.
They offer protection from the elements but because they don't contact the boat, dirt and spiders can still get under the cover. I believe they are better than the std snap on cover.
I went with a cover by Marine Concepts. I believe they are only available in Missouri, Oklahoma and Florida. They are custom - they come out and digitize your boat and make the cover to fit. The cover rides on a track above the boat which you pull manually which I find easy to do and seals against the boat to insure it stays clean.