Boat insurance rates

bwsdj

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I have a 21slxp on order, hoping to get the call the end of this month that it's ready. Wanted to get some ideas on what boat insurance costs a year and what coverage I need. I appreciate your feedback. 


Thanks Brad
 

SEMPERFI8387

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I pay $124/year "full value coverage" plus $900K+ spill coverage through BoatUS
 

BigKahuna

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$248 a year through BoatUS. 


Damn! Double Semps premium. Hmmmmmmm........
 

Rockie69

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I pay $124/year "full value coverage" plus $900K+ spill coverage through BoatUS

Why get the spill covereage? You could just carry a sponge and soak up the tainted water. You're only spilling a thimble full at a time.
 

BulldogsCadillac

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Wow, mine is $853 (cdn) for the boat, plus I think another $2-250 for the trailer. 
 

cwag911

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bwsdj

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I really like Semperfi rates  :Like:
 

swiftm

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$115 per year with Progressive. I've been with them for a while so have zero deductibles (you get that automatically after so many years without claims). I did check with them about spill coverage after a discussion thread here a couple years ago. Though I can't remember the amount, I found out I had very sufficient coverage for spills. 
 

BulldogsCadillac

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Do most of you have it added as a rider on your house insurance?  That is actually cheaper than it used to be!!
 

swiftm

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Mine is not a rider. Separate policy altogether from my other insurances with a different company. 
 

cwag911

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Ours is on our homeowners policy. We also have a $1mil umbrella.
 

BulldogsCadillac

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Well that is quite a substantial difference!  One more thing us poor Canadians get screwed over on! :)
 

BigKahuna

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I believe that's what 20hp gets you.   :eek:

Didn't think about the 20hp. But the rest of the boat is gorgeous and worth some bucks!!!
 

bwsdj

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We are getting a 150 yammie, hoping the rates won't be to high 
 

Alicedream

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$450 for boat and trailer through BoatUS
 

Spoiledrotten

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Wow, mine is $853 (cdn) for the boat, plus I think another $2-250 for the trailer. 

Well, someone has to pay for all of that  government supplied medicine up there. ;)   


My boat insurance is $367.00
 
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royal4

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$162/yr Progressive + 1mil umbrella for $160 (I had it when my teens drove and got it again when I got the boat)


add:  went up from $142 last yr  (14+%)    what inflation???   <_<
 
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Dev75

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$290/yr through Boat US / Geico Marine for boat and trailer. 
 
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